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A J.C. Hart Apartment Community in Carmel, IN

How To Rent An Apartment In Carmel

August 30, 2023
Exterior of multi-level apartment building with attached garage.

Getting ready to secure your first apartment? Or perhaps it’s been several years since you leased one, and now you’re starting the process again. Here’s what you should to know about how to rent an apartment in Carmel, from determining how much you can spend to finding the right apartment and completing the application.

What Is Your Budget?

Open apartment floor plan with connected kitchen and living room.

What you should do at the very beginning is determine what you can afford. You don’t want to go crazy about an apartment only to realize it’s well out of your range. Consider your budget prior to taking a tour of that terrific two-bedroom unit with a view. Here are some recommendations to help you do so.

  • Take note of your net income - the total you have after taxes - and take away your present charges (loan payments, credit cards, etc.).
  • Anticipate unexpected charges like car repairs and emergency medical care. Generally speaking, add 10 percent to your total expenses.
  • Estimate costs at your new apartment, such as utilities and groceries. If you need a place to start, assign $250 per month for each one.
  • How commonly do you dine out? Approximate your monthly entertainment and dining costs.
  • What is remaining? This total is what you may allocate for rent. Now is the time to figure out if you should consider a roommate.

Selecting The Ideal Apartment In Carmel

Fitness center with aerobic and weight training equipment.

Investigating different communities and floor plans is exciting but also demanding of your time. Be sure you allow yourself ample time to search around - at least a month or two. Your opening step is to decide on your preferred location. Do you prefer being close to your job or school? Are you looking downtown or in outlying areas? Is there shopping and nightlife close by? Choosing a specific location will save you quite a bit of time.

You in all likelihood have a clear idea of how many bedrooms you’ll require, so you may concentrate on selecting your favorite floor plan. Next, you should consider what amenities are must-haves. Is a fitness center or pool non-negotiable? Do you require a community that allows furry friends? Answering these kinds of questions will simplify your search.

Completing The Application Process

Designated dog park at apartment community.

Once you’ve discovered an apartment, you must conclude the application process. You’ll want to be prepared with photo identification, documentation of income, and some references. You’ll typically pay an application fee to cover background and credit checks. If you plan on using a co-signer, inform the leasing agent early in the process, as they might not be allowed.

Your application process will usually consist of the following:

  1. Pay the application fee
  2. Fill out an application form
  3. Prepare for background and credit checks
  4. Sign the contract

On the actual application form, you should anticipate supplying the information below:

  • Name, email, phone number, and current address
  • Occupation and income
  • Previous address(es)
  • Animals (if applicable)
  • Emergency contacts
  • References - you might be asked to provide past landlords or professional and personal references

Come Home To The Right Apartment At The Legacy Towns and Flats

Leasing an apartment in Carmel is simple at The Legacy Towns and Flats. We have a wide choice of floor plans and amenities to accommodate your lifestyle. Arrange a tour to explore our property or reach out to 317-674-1318 to talk with one of our friendly leasing agents about how to rent one of our apartments in Carmel.